Tips & Guides
How-to articles on improving your credit, saving for a down payment, choosing a loan officer, and more.
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How to Improve Your Credit Score Before Applying
How to Improve Your Credit Score Before Applying
Your credit score has a huge impact on your mortgage rate. Learn proven strategies to boost your score before you apply for a home loan.
How Much House Can I Afford on a $80K Salary?
How Much House Can I Afford on a $80K Salary?
We break down the math on what you can realistically afford, including mortgage payments, taxes, insurance, and other factors lenders consider.
Escrow Analysis: Why Your Mortgage Payment Can Change Even With a Fixed Rate
Escrow Analysis: Why Your Mortgage Payment Can Change Even With a Fixed Rate
A fixed interest rate keeps your principal and interest payment the same, but the escrow portion of your payment can still go up or down. Here's what an escrow analysis actually checks, and why a shortage notice isn't a billing mistake.