Pre-Approval Calculator

Estimate how much you could be pre-approved for

$85,000
$30K$500K
$450

Car loans, student loans, credit card minimums, etc.

$40,000
$0$500K
%

Rates change daily and vary by lender. Enter any rate to model — not a quote.

Estimated Max Home Price

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Est. Monthly P&I

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Free, no obligation. Takes about 3 minutes.

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This is a scenario tool for educational purposes only and does not constitute an official pre-approval or a rate quote. The interest rate is whatever you enter, not a live market rate. Calculations use a 43% back-end DTI cap and monthly principal & interest only — actual approval amounts also depend on credit, property taxes, insurance, PMI, loan program, lender underwriting, and other factors. Contact a licensed loan officer for an official pre-approval letter.

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