Cash-Out Refinance Calculator

See how much cash you can pull from your home equity and what your new mortgage payment will look like.

Estimated home value

Current mortgage balance

Max LTV (%)

Conventional cash-out: 80%. FHA: 80%. VA: up to 100%.

New interest rate (%)

New loan term (years)

Cash to you

$160,000

Before closing costs

New monthly payment

$2,890

Principal + interest only

Current LTV

50.9%

New LTV

80%

New total loan: $440,000. Closing costs (typically 2–5%) will reduce net cash at closing.

Get a cash-out refinance quote

Get a personalized quote in about 3 minutes. Free, no obligation, won't affect your credit.

Free, no obligation. Takes about 3 minutes and won't affect your credit.

Our mortgage experts can walk you through your options, explain the numbers, and help you find the best loan for your situation.