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VA Funding Fee Calculator

Calculate the VA funding fee for your purchase or refinance, including reduced rates for disabled veterans and subsequent use.

Estimated VA funding fee

$8,600

2.15% of loan amount

  • • Funding fee can be financed into the loan
  • • IRRRL is always 0.5% regardless of use or down payment
  • • Cash-out: first use 2.15%, subsequent 3.3%
  • • Purchase: lower fee with 5% or 10% down
  • • Exempt: 10%+ disability, surviving spouse, Purple Heart recipient

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Request current rates and loan options based on this VA funding-fee breakdown. Add a mobile number if you prefer a text.

Calculator results are estimates for planning, not a loan approval, commitment, rate lock, or Loan Estimate.