Estimated VA funding fee

$8,600

2.15% of loan amount

  • • Funding fee can be financed into the loan
  • • IRRRL is always 0.5% regardless of use or down payment
  • • Cash-out: first use 2.15%, subsequent 3.3%
  • • Purchase: lower fee with 5% or 10% down
  • • Exempt: 10%+ disability, surviving spouse, Purple Heart recipient

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