Closing Costs Calculator

See a full line-item estimate of buyer closing costs for any purchase price and loan amount.

Used to prepay 6 months at closing.

Each point lowers your rate ~0.25%.

Estimated total closing costs

$14,675

3.7% of price

  • Loan origination fee (1%)

    Charged by the lender

    $3,600

  • Discount points

    0% of loan amount

    $0

  • Appraisal

    Required by lender

    $650

  • Credit report

    $75

  • Title insurance (lender)

    ~0.5% of loan

    $1,800

  • Title insurance (owner)

    ~0.4% of price

    $1,600

  • Recording fees & taxes

    $250

  • Survey

    $450

  • Home inspection

    $500

  • Property tax escrow (6 months)

    $2,400

  • Homeowners insurance (1 year prepay)

    $1,400

  • Attorney / settlement fee

    $850

  • Underwriting & processing

    $1,100

Estimates only. Actual costs vary by state, lender, and loan program. Seller and lender credits, plus VA/FHA-allowable concessions, can substantially reduce buyer out-of-pocket at closing.

Get a Loan Estimate with your real numbers

A 3-minute form gets you a personalized quote — no credit pull, no obligation.

11%

When do you plan to buy a home?

Free, no obligation. Takes about 3 minutes and won't affect your credit.

Need help understanding your results?

Our mortgage experts can walk you through your options, explain the numbers, and help you find the best loan for your situation.