All calculatorsBuying a home

Affordability Calculator

Turn your real income, debts, and down payment into a practical home-price range and monthly budget.

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$30k$500k
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Car payments, student loans, credit cards, etc.

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$0$500k
6.500%
2%10%
1.1%
0.3%
Maximum Home Price You Can Afford

$287,064

with $50,000 down · 30-year loan at 6.500%

Monthly Payment Breakdown
Principal & Interest$1,498
Property Tax$263
Home Insurance$84
PMI$138
Total Housing Payment$1,984
Debt-to-Income Ratios
28.0%Front-End (28% max)
35.1%Back-End (36% max)
!

You may qualify, but this would stretch your budget. Consider a lower price point to maintain financial flexibility.

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Request current rates and loan options based on this affordability range. Add a mobile number if you prefer a text.

Calculator results are estimates for planning, not a loan approval, commitment, rate lock, or Loan Estimate.