Extra Payment Calculator

See how much interest and time you save by adding extra principal to each mortgage payment.

Try $100, $250, or 1/12th of your payment (the "13th payment" trick).

Current monthly payment

$2,212

New monthly payment

$2,412

Interest saved

$108,097

Time saved

6y 2m

With your extra $200 a month, the loan pays off in about 23y 10m instead of 30 years.

Refinance to a lower rate and put the savings into principal

Get a personalized quote in about 3 minutes. Free, no obligation, won't affect your credit.

9%

What's your refinance goal?

Free, no obligation. Takes about 3 minutes and won't affect your credit.

Need help understanding your results?

Our mortgage experts can walk you through your options, explain the numbers, and help you find the best loan for your situation.