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Investment Property Cash Flow Calculator

Run a rental property's monthly cash flow, cap rate, and cash-on-cash return on real numbers.

Purchase price

Gross rent / month

Down payment %

Interest rate %

Refine expenses and assumptions +

Loan term (yrs)

Vacancy %

Taxes / yr

Insurance / yr

Management %

Maintenance %

CapEx %

HOA / mo

Monthly cash flow

-$78

P&I payment

$1,704

at 7.500%

Cap rate

6.01%

NOI / price

Cash-on-cash

-1.03%

Annual CF / invested

DSCR: 0.95 · NOI: $19,517/yr · Operating expenses: $1,034/mo

Most DSCR lenders require a ratio of 1.00–1.25 to qualify. Below 1.00 means the property doesn't cover its own mortgage on paper.

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Quotes arranged by Better Offers Inc, a licensed mortgage brokerage — NMLS #2787839 · CA DRE #02423682 · 15 years in lending · Equal Housing Opportunity.

Calculator results are estimates for planning, not a loan approval, commitment, rate lock, or Loan Estimate.