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housing · September 24, 2026

Florida OKs Four More Home Insurance Rate Cuts

The changes average a 7% drop and touch 62,000 policies at renewal.

Beautiful white houses with a tropical setting in Alys Beach, Florida.
Stock photo: Trent Staats / Pexels. Illustrates the topic; not a photo of the event.

Florida’s insurance commissioner says his office has cleared four new reductions for homeowner policies. The cuts average 7% and apply to 62,000 policies when they renew. The state notes additional decreases are coming, pointing to progress as the public insurer continues to shrink.

Why it matters: Homeowners renewing one of these 62,000 policies can expect a lower premium, averaging a 7% drop.

Original reporting

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