Selling a U.S. Home Cost Sellers $81,918 in 2026

Selling a home in the United States became substantially more expensive in 2026. The typical seller spent $81,918, compared with an average expectation of $26,883. Last year’s cost was $67,245. Nearly half of sellers, 46%, said the final bill surpassed their budget, and 24% borrowed or otherwise took on debt to cover it.

Repairs averaged $27,649 among the 71% who upgraded before listing. Agent commissions accounted for $27,448, while closing expenses reached $11,147, up from $8,217 in 2025. Concessions added more pressure: 78% of sellers provided them, with an average value of $9,914. Redfin reported that 44.7% of August home sales included a seller contribution.

The gap affected plans for the next purchase because sellers often use their proceeds toward a down payment. Sixty-nine percent said knowing the eventual expense beforehand would have changed their choices, estimating they might have kept an additional $34,139. Although 80% still earned money, the average profit was $191,304, and 39% said costs reduced their return below expectations. Among owners who sold without an agent, 75% cut representation to reduce commission, but their average concessions were higher and the net commission savings totaled only $1,136.